Exclusive Voluntary Term Life for West Virginia School Service Personnel
Life insurance provides a financial benefit that your family can depend on. And getting it through the WVSSPA program is easier, more convenient and more affordable than doing it on your own. If you have financial dependents- a spouse, children or aging parents, having life insurance is a responsible and smart decision.
Plan Highlights
- Choose from $10,000 to $500,000 in term life coverage (in $10,000 increments).
- Guarantee Issue coverage for members up to $150,000. The ‘guarantee’ means you are not required to answer health questions to qualify for coverage up to and including the specified amount, when you sign up for coverage during the initial enrollment period.
- Spouse and child coverage also available.
- Will prep services – included as special bonus for participants.
Sample Pricing
See below for monthly pricing for members on the most common Voluntary Term Life policy election amounts. To see additional policy election amounts, as well as spouse and children pricing, view plan brochure or get an instant quote.
| Age Bracket | $50,000 | $150,000 | $500,000 |
|---|---|---|---|
| <30 | $4.15 | $12.45 | $41.50 |
| 30-34 | $6.15 | $18.45 | $61.50 |
| 35-39 | $6.65 | $19.95 | $66.50 |
| 40-44 | $9.65 | $28.95 | $96.50 |
| 45-49 | $12.65 | $37.95 | $126.50 |
| 50-54 | $24.65 | $73.95 | $246.50 |
| 55-59 | $37.15 | $111.45 | $371.50 |
| 60-64 | $76.15 | $228.45 | $761.50 |
| 65-69 | $112.15 | $336.45 | $1,121.50 |
Guardian Life Insurance Company The Guardian Life Insurance Company of America® (Guardian) is a Fortune 250 global financial services company that is committed to providing individuals and businesses with the financial guidance and protection they need to lead a life well lived. Guardian’s offerings range from life insurance, disability income insurance, annuities, wealth management and investments to dental, vision, and 401(k) plans. Guardian has approximately 8,000 employees and a network of over 3,000 financial representatives in more than 70 agencies nationwide.